A few nice individual health insurance images I found:
MY PERSONAL BELIEFS WILL NOT PERMIT ME TO JOIN THE GOVERNMENT HEALTH INSURANCE PROGRAM, OKAY?
Image by roberthuffstutter
How will the government dispense healthcare for individuals who are opposed to institutional health care. Will the government provide vouchers for tribal medicine practices? And so far, i have yet to hear any discussions about mental health through the government healthcare system. There is much to discuss about this controversial program and it would not be wise to rush such a plan through congress until the citizens have time to discuss the issues at town hall meetings, in large auditoriums and public forums. An issue of the magnitude is not an obama perk to be applauded because he strikes a handsome pose and sounds good when he is seemingly passionate about healthcare for everyone within 299 miles of the offshore international limits or boundaries of the usa.
Ed Morris On The Impact Of Health Insurance Reform
Image by Leader Nancy Pelosi
This afternoon at a press conference in the Capitol, Ed Morris talked about how he will benefit from much-needed health insurance reform:
My name is Dr. Ed Morris. My wife and I own a small business, Franklin Health and Fitness Center, in the little town of Franklin in western North Carolina. As you probably know, more than half of small businesses no longer provide health insurance at all to their employees. Well, why is that? Well, our premiums for our business over the last 10 years tripled. This is a huge cost for our business every year to pay these health insurance premiums. Well, why are our premiums so high? Well, we as a small business are in such a pool that we cannot spread these costs around. One of our employees had cardiac bypass surgery about eight years ago. Well, the next year when the insurance company got these legitimate medical bills, our premiums went out the roof the next year. So to keep offering the coverage to our employees, we had to do two things. First of all, we had to raise our deductibles from 0 to ,000 for an individual. And secondly, we used to pay 100 percent of the premiums for our employees but in order to continue to have coverage, we now require the employees to pay up to 40 percent of their own premiums. And many of them simply can’t afford that.
Well, what will this bill do to help us? First of all, we will be in a big pool so our cost will be much lower. And secondly, it will prohibit insurance companies from raising our premiums if an employee gets ill and actually has to use the insurance. And third, and probably most importantly for me as a small business owner, beginning this year, I will receive tax credits of up to 35 percent to help cover the cost of these premiums. This will help me continue to provide health insurance for my employees and possibly to hire some new employees to grow my business.
Our congressional district has one of the highest rates of uninsured of anywhere in the country—23 percent are uninsured in our district. We have over 700 bankruptcies every year just in our congressional district. Every year, hundreds of my friends and neighbors suffer because of lack of adequate health insurance and these hundred of medically related bankruptcies, and this huge burden that us small businesses have, businesses just like mine in our little mountains of North Carolina.
So I am here as a small business owner to urge my Congressman, Congressman Heath Shuler, and really all the Members of Congress, both Democrats and Republicans, to do the right thing to help us small business owners, to do the right thing for our employees, to do the right thing for our local economies, and to do the right thing to reduce our national deficit. So I am urging Congress to say yes to this health care bill this week
